JUST IN: Letitia James Hit With New Felony Referral In Crimson State
Federal Housing Finance Agency (FHFA) Director William J. Pulte sent two new criminal referrals to the U.S. Department of Justice concerning New York Attorney General Letitia James. The latest referrals come after a criminal indictment against James was tossed in deep blue northern Virginia.
The referrals allege suspected homeowners insurance fraud involving misrepresentations on insurance applications for properties associated with James. One referral was addressed to Jason Quinones, U.S. Attorney for the Southern District of Florida, and the other to Andrew Boutros, U.S. Attorney for the Northern District of Illinois.
“Pursuant to my authority as the Director of the U.S. Federal Housing Finance Agency (‘U.S. Federal Housing’), I am referring the matter below. As regulator of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks, we take very seriously the allegations of mortgage fraud, bank fraud, wire fraud, falsifying documents, insurance fraud, or other criminal activity. Such misconduct jeopardizes the safety and soundness of U.S. Federal Housing’s regulated entities and the security and stability of the U.S. mortgage market,” Pulte wrote in the referral addressed to Quinones.
He then cited documents shared on X by conservative attorney Mike Davis regarding a Fort Lauderdale-based company. “It appears as a public official, Ms. Letitia James, may have falsified information on her homeowners insurance application to a Ft. Lauderdale, Florida based company, Universal Property Insurance. According to the X post, it appears Ms. James made false representations that her property would be unoccupied five months out of the year,” Pulte continued. “As such, it appears Ms. James may have defrauded the Florida-based insurance company.”
He then called on the U.S. attorney to further investigate the matter if deemed appropriate.
The parallel letter to the Northern District of Illinois uses nearly identical introductory language and specifies a Virginia property owned by James. “According to the X post, it appears Ms. James made representations that the house would be occupied by a single adult, with no children. Instead, according to the post, she knew the house was actually occupied by four people — three children and her niece,” Pulte wrote. “As such, it appears Ms. James may have defrauded the Illinois-based insurance company.”
Both referrals reference the same X post by Mike Davis containing the insurance documents and cite federal ethics rules requiring disclosure of suspected fraud
🚨BREAKING: Last night, US Attorney for the Eastern District of Virginia Lindsey Halligan revealed a ton of new evidence relating to Letitia James’s alleged mortgage fraud.
The exhibits are damning, and showed that she lied to the lending bank, the IRS, and her homeowners’… pic.twitter.com/dmwpvs3tpD
— 🇺🇸 Mike Davis 🇺🇸 (@mrddmia) November 21, 2025
These referrals follow an earlier April 2025 FHFA criminal referral from Pulte to the DOJ concerning alleged mortgage fraud by James on properties in Virginia and New York. That earlier referral prompted a federal investigation.
In October 2025, a grand jury there indicted James on one count of bank fraud and one count of making false statements to a financial institution related to a 2020 mortgage on a Norfolk, Virginia property. Prosecutors alleged she listed the home as a secondary residence while later using it as a rental, which violated loan terms and allowed more favorable conditions
A federal judge ultimately tossed the case on a technicality concerning the appointment of former U.S. Attorney Lindsey Halligan.
RELATED: Forbes Values Mar-A-Lago 2900% Higher Than Letitia James’ ‘Estimate’