Self-hosting your password vault eliminates the one breach that might lock you out of the whole lot
When LastPass users started getting locked out of their own vaults in 2023, it wasn’t because the hackers had finally cracked anything. It was because LastPass had pushed a forced MFA resync to harden vault encryption after the breach, and a chunk of users got stuck in a loop they couldn’t escape. Their authenticator wouldn’t sync, the master password reset email never arrived, and the only way to contact support was to log in to the account they couldn’t log in to. The breach happened in 2022. The lockout happened months later, and it came from LastPass.